@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&family=Playfair+Display:wght@600&display=swap');

:root {
  --ink: #0f1f3a;
  --ink-strong: #0a1424;
  --muted: #5a6272;
  --accent: #ff8a3d;
  --accent-2: #2ec5b6;
  --sand: #f7f3ec;
  --card: #ffffff;
  --stroke: #e7dfd4;
  --shadow: 0 18px 50px rgba(10, 20, 36, 0.12);
  --radius: 18px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  font-size: 16px;
}

body {
  margin: 0;
  font-family: 'Manrope', 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
  background: radial-gradient(120% 120% at 10% 20%, rgba(255, 138, 61, 0.08), transparent),
    radial-gradient(140% 120% at 85% 10%, rgba(46, 197, 182, 0.1), transparent),
    radial-gradient(120% 100% at 50% 100%, rgba(15, 31, 58, 0.07), transparent),
    var(--sand);
  color: var(--ink);
  line-height: 1.7;
  letter-spacing: 0.01em;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  display: block;
}

.site-width {
  width: min(1180px, 92vw);
  margin: 0 auto;
}

.home-page {
  background: inherit;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(10, 20, 36, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(231, 223, 212, 0.3);
  box-shadow: 0 12px 32px rgba(10, 20, 36, 0.2);
}

.header-inner {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 0.9rem 0;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  color: #ffffff;
}

.brand-logo {
  width: 64px;
  height: 64px;
  object-fit: contain;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.06);
  padding: 6px;
  box-shadow: 0 10px 30px rgba(255, 138, 61, 0.25);
}

.brand-logo.small {
  width: 56px;
  height: 56px;
  box-shadow: 0 8px 22px rgba(255, 138, 61, 0.2);
}

.brand-mark {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--accent) 0%, #ffb35c 100%);
  color: var(--ink-strong);
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  letter-spacing: 0.04em;
  box-shadow: 0 10px 30px rgba(255, 138, 61, 0.3);
}

.brand-mark.small {
  width: 48px;
  height: 48px;
  font-size: 0.9rem;
}

.brand-copy {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-weight: 800;
  letter-spacing: 0.02em;
  font-size: 1.05rem;
}

.brand-sub {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.75);
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-left: auto;
}

.main-nav a {
  color: #f3f4f6;
  padding: 0.55rem 0.9rem;
  border-radius: 12px;
  font-weight: 600;
  transition: background 0.2s ease, transform 0.2s ease;
}

.main-nav a:hover,
.main-nav a:focus-visible {
  background: rgba(255, 255, 255, 0.1);
  transform: translateY(-1px);
}

.mobile-menu-toggle {
  display: none;
  background: none;
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: #ffffff;
  border-radius: 10px;
  padding: 0.45rem 0.65rem;
  font-size: 1.2rem;
}

.phone-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  background: linear-gradient(135deg, var(--accent) 0%, #ffb35c 100%);
  color: var(--ink-strong);
  padding: 0.65rem 1.2rem;
  border-radius: 12px;
  font-weight: 800;
  font-size: 0.98rem;
  box-shadow: 0 14px 30px rgba(255, 138, 61, 0.3);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.phone-cta:hover {
  box-shadow: 0 18px 36px rgba(255, 138, 61, 0.35);
  transform: translateY(-1px);
}

@media (max-width: 960px) {
  .mobile-menu-toggle {
    display: inline-flex;
    justify-content: center;
    align-items: center;
  }

  .main-nav {
    position: fixed;
    top: 72px;
    left: 0;
    right: 0;
    background: rgba(10, 20, 36, 0.97);
    padding: 0.5rem 1rem 1rem;
    flex-direction: column;
    gap: 0.4rem;
    display: none;
    border-bottom: 1px solid rgba(231, 223, 212, 0.2);
  }

  .main-nav a {
    width: 100%;
    text-align: center;
  }

  .main-nav.active {
    display: flex;
  }
}

@media (max-width: 540px) {
  .phone-cta {
    display: none;
  }
}

/* Hero */
.hero {
  padding: 4.6rem 0 3.4rem;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2.5rem;
  align-items: center;
}

.hero-copy h1 {
  font-family: 'Playfair Display', 'Times New Roman', serif;
  font-size: clamp(2.4rem, 3vw, 3rem);
  line-height: 1.1;
  margin: 0.35rem 0 0.7rem;
  color: var(--ink-strong);
}

.hero-copy .intro {
  color: var(--muted);
  max-width: 640px;
  margin-bottom: 1.6rem;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  text-transform: uppercase;
  font-size: 0.75rem;
  letter-spacing: 0.14em;
  font-weight: 800;
  color: var(--ink);
  background: rgba(15, 31, 58, 0.07);
  padding: 0.4rem 0.75rem;
  border-radius: 999px;
}

.hero-actions {
  display: flex;
  gap: 0.8rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.85rem 1.4rem;
  border-radius: 12px;
  font-weight: 800;
  border: 1px solid transparent;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
  cursor: pointer;
}

.btn.primary {
  background: linear-gradient(135deg, var(--accent) 0%, #ffb35c 100%);
  color: var(--ink-strong);
  box-shadow: 0 16px 36px rgba(255, 138, 61, 0.35);
}

.btn.ghost {
  background: #ffffff;
  color: var(--ink);
  border: 1px solid var(--stroke);
  box-shadow: 0 10px 28px rgba(10, 20, 36, 0.08);
}

.btn.ghost.dark {
  color: #ffffff;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.35);
  box-shadow: none;
}

.btn.primary:hover,
.btn.ghost:hover {
  transform: translateY(-2px);
}

.btn.full {
  width: 100%;
  justify-content: center;
}

.hero-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 0.6rem;
}

.tag {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.55rem 0.9rem;
  border-radius: 999px;
  background: rgba(10, 20, 36, 0.06);
  color: var(--ink);
  font-weight: 600;
  font-size: 0.95rem;
}

.hero-panel .panel {
  background: var(--card);
  border-radius: calc(var(--radius) + 2px);
  padding: 1.5rem;
  border: 1px solid var(--stroke);
  box-shadow: var(--shadow);
  position: relative;
  overflow: hidden;
}

.hero-panel .panel::after {
  content: '';
  position: absolute;
  inset: -30% auto auto 60%;
  width: 220px;
  height: 220px;
  background: radial-gradient(circle at center, rgba(255, 138, 61, 0.2), transparent 60%);
  z-index: 0;
}

.panel-header {
  position: relative;
  z-index: 1;
}

.mini-eyebrow {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--accent);
  font-weight: 800;
  margin: 0;
}

.panel h3 {
  margin: 0.2rem 0 1rem;
  color: var(--ink-strong);
}

.checklist {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.75rem;
  position: relative;
  z-index: 1;
}

.checklist li {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: flex-start;
  gap: 0.7rem;
  color: var(--muted);
}

.checklist i {
  color: var(--accent);
  margin-top: 0.2rem;
}

.panel-footer {
  background: linear-gradient(145deg, rgba(46, 197, 182, 0.08), rgba(255, 138, 61, 0.08));
  border-radius: 14px;
  padding: 1rem;
  margin-top: 1rem;
  position: relative;
  z-index: 1;
}

.panel-footer p {
  margin-top: 0;
  color: var(--ink);
}

/* Sections */
.section {
  padding: 4.3rem 0;
}

.section-heading {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 2.2rem;
}

.section-heading h2 {
  margin: 0.35rem 0 0.45rem;
  font-family: 'Playfair Display', 'Times New Roman', serif;
  font-size: clamp(2rem, 3vw, 2.5rem);
  color: var(--ink-strong);
}

.section-heading p {
  margin: 0;
  color: var(--muted);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.4rem;
}

.card {
  background: var(--card);
  border: 1px solid var(--stroke);
  border-radius: var(--radius);
  padding: 1.6rem;
  box-shadow: var(--shadow);
}

.card h3 {
  margin: 0.5rem 0;
  color: var(--ink);
}

.card p {
  margin: 0;
  color: var(--muted);
}

.icon-circle {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(15, 31, 58, 0.08);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--ink);
}

.icon-circle.alt {
  background: rgba(46, 197, 182, 0.12);
  color: var(--ink-strong);
}

/* Coverage */
.coverage {
  background: linear-gradient(180deg, rgba(15, 31, 58, 0.03), rgba(15, 31, 58, 0.0));
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.4rem;
}

.coverage-card {
  background: var(--card);
  border: 1px solid var(--stroke);
  border-radius: var(--radius);
  padding: 1.6rem;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.coverage-card.highlighted {
  border: 1px solid rgba(255, 138, 61, 0.4);
  box-shadow: 0 20px 48px rgba(255, 138, 61, 0.22);
  background: linear-gradient(160deg, rgba(255, 138, 61, 0.08), rgba(255, 255, 255, 0.9));
}

.coverage-top {
  display: flex;
  align-items: center;
  gap: 0.8rem;
}

.coverage-card h3 {
  margin: 0;
}

.coverage-card .subtitle {
  margin: 0.2rem 0 0;
  color: var(--muted);
}

.feature-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.7rem;
  color: var(--muted);
}

.feature-list li {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: flex-start;
  gap: 0.6rem;
}

.feature-list i {
  color: var(--accent);
  margin-top: 0.15rem;
}

.link-cta {
  color: var(--ink-strong);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.link-cta::after {
  content: '→';
  transition: transform 0.2s ease;
}

.link-cta:hover::after {
  transform: translateX(4px);
}

.note {
  margin-top: 1.4rem;
  font-size: 0.95rem;
  color: var(--muted);
  text-align: center;
}

/* Split blocks */
.split-layout {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.4rem;
}

.split-block {
  background: var(--card);
  border: 1px solid var(--stroke);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}

.split-block.highlight {
  border-color: rgba(255, 138, 61, 0.35);
  background: linear-gradient(160deg, rgba(255, 138, 61, 0.08), #ffffff);
}

.split-block.soft {
  background: linear-gradient(160deg, rgba(46, 197, 182, 0.08), #ffffff);
}

.dot-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0;
  display: grid;
  gap: 0.6rem;
  color: var(--muted);
}

.dot-list li {
  position: relative;
  padding-left: 1.1rem;
}

.dot-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.7rem;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
}

.callout {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 0.6rem;
  background: rgba(15, 31, 58, 0.05);
  border-radius: 12px;
  padding: 0.9rem 1rem;
  color: var(--ink);
}

.callout i {
  color: var(--accent);
}

/* Steps */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 1rem;
}

.step-card {
  background: var(--ink-strong);
  color: #ffffff;
  border-radius: var(--radius);
  padding: 1.5rem;
  position: relative;
  overflow: hidden;
  box-shadow: 0 18px 48px rgba(10, 20, 36, 0.35);
}

.step-card::after {
  content: '';
  position: absolute;
  inset: auto -20% -60% auto;
  width: 140px;
  height: 140px;
  background: radial-gradient(circle at center, rgba(255, 138, 61, 0.28), transparent 60%);
}

.step-number {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent), #ffb35c);
  color: var(--ink-strong);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  margin-bottom: 0.6rem;
}

.step-card h3 {
  margin: 0 0 0.4rem;
}

.step-card p {
  margin: 0;
  color: rgba(255, 255, 255, 0.85);
}

/* Assurance */
.pill-note {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.6rem;
  align-items: center;
  margin-top: 1rem;
  background: rgba(15, 31, 58, 0.06);
  border-radius: 999px;
  padding: 0.7rem 1rem;
  color: var(--ink);
}

.pill-note i {
  color: var(--accent);
}

/* FAQ */
.faq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1rem;
}

.faq-item {
  background: var(--card);
  border: 1px solid var(--stroke);
  border-left: 5px solid var(--accent);
  border-radius: var(--radius);
  padding: 1.3rem;
  box-shadow: var(--shadow);
}

.faq-item h3 {
  margin: 0 0 0.5rem;
}

.faq-item p {
  margin: 0;
  color: var(--muted);
}

/* CTA */
.cta {
  padding-bottom: 4.8rem;
}

.cta-banner {
  background: linear-gradient(135deg, var(--ink-strong) 0%, #10294f 40%, #0f1f3a 100%);
  color: #ffffff;
  border-radius: calc(var(--radius) + 4px);
  padding: 2rem 2.4rem;
  display: grid;
  grid-template-columns: 1.2fr auto;
  align-items: center;
  gap: 1.2rem;
  box-shadow: 0 18px 48px rgba(10, 20, 36, 0.4);
}

.cta-banner h2 {
  margin: 0.3rem 0;
  font-family: 'Playfair Display', 'Times New Roman', serif;
}

.cta-banner p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
}

.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

/* Footer */
.site-footer {
  background: var(--ink-strong);
  color: #d9dde4;
  padding: 3rem 0 3.5rem;
  border-top: 1px solid rgba(231, 223, 212, 0.2);
}

.site-footer__inner {
  display: grid;
  gap: 1.5rem;
}

.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 0.9rem;
}

.footer-title {
  font-weight: 800;
  font-size: 1.05rem;
  color: #ffffff;
}

.footer-sub {
  color: rgba(217, 221, 228, 0.78);
  font-size: 0.95rem;
}

.footer-disclaimer {
  margin: 0;
  color: rgba(217, 221, 228, 0.76);
  font-size: 0.95rem;
  max-width: 82ch;
  line-height: 1.6;
}

.footer-links {
  display: flex;
  gap: 0.7rem;
  flex-wrap: wrap;
}

.footer-links a {
  color: #ffffff;
  padding: 0.55rem 0.9rem;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  font-weight: 700;
}

/* Responsive */
@media (max-width: 980px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }

  .cta-banner {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 720px) {
  body {
    line-height: 1.65;
  }

  .hero {
    padding: 3.6rem 0 3rem;
  }

  .section {
    padding: 3.4rem 0;
  }

  .header-inner {
    gap: 0.6rem;
  }

  .brand-mark {
    width: 48px;
    height: 48px;
  }

  .cta-actions {
    width: 100%;
  }

  .cta-actions .btn {
    width: 100%;
    justify-content: center;
  }
}

@media (max-width: 520px) {
  .btn,
  .phone-cta {
    width: 100%;
    justify-content: center;
  }

  .hero-tags {
    flex-direction: column;
  }
}